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*** Services and solutions offered through Vasu International Payment Solutions Inc. (Philippines), and/or Vasu Australia Pty. Ltd. (Australia), are subject to business approval, geographical availability, and regulatory authorization, and there is no guarantee that the product will become available in a specific timeframe, or to a specific customer group or geography. You should carefully conduct your own investigations and analyses in connection with any participation with the services and solutions, including your objectives, risk factors, fees, and expenses and the information set forth in these materials. All prospective users of the services and solutions described herein are advised to consult with their legal, accounting and tax advisers regarding any potential participation. Services and solutions are subject to change pending availability, regulatory approval, and market conditions. Additional information is available upon request.